My test results said no nicotine in my system, yet I smoke half a pack a day?

Sunshine asked: I recently got a whole bunch of test done for life insurance that I applied for and they checked for nicotine in my system. It came back as no nicotine in my system. I have smoked half a pack a day for over 10 years. How is that my test [...]

Why do Republicans place a value on human life?

lordfrig asked: By supporting insurance companys over the people, are Republicans indirectly supporting the placing of value on human life?
For example, when an insurance agency says, “Sorry, but we can not cover your health care because it is too expensive.” Is that indirectly saying, “Sorry, but we do not value your life enough to care.”
When [...]

Is there a low risk type of investment that can outpace an ROP life insurance’s rate of return?

beautifullygifted asked: Hi, I’m 34, f, non-smoker/healthy. Before hearing about ROP life insurance I was sold on a simple 30 year term life. But, however morbid as this may sound, I feel that all those premiums would seem wasted if I live beyond the 30 yrs. If the premium on a simple term life is [...]

When I talk to a Christian, they remind me of life insurance salesperson, does it remind you of of that?

man of ape asked: They keep preaching (selling, giving) after death life insurance
Of course they will tell you its FREE, but any time anything is free it most likely cost you a whole lot more that its worth.
ever1wolf
laugh its good for you, we know about insurance, just laughwhole life insurance

Life insurance?

chcgoguy82 asked: Hi, which life insurance would give more benifits to the policy holder. A term policy? or a Whole Policy? or which one of the 2 would you recommend and why?
Thanks in advance
Joel-Kansieo.com

Term Insurance. How much do I need and for how long?

Wibble asked: I am married and in my thirties my wife is the same age. We have an 18 month child and another baby on the way. After doing some research between Whole Life and Term Insurance I decided that Term Insurance should be able to fulfill my needs incase something should happen. My question [...]

Life Insurance?

shirl_lee2 asked: Trying to figure out what kind of Life Insurance to get.
I’m a soon-to-be mother, not married, but with the baby’s father & a possibility of marriage within the next couple of years.
Anyway, I’m a NJ resident, 28 years old, in healthy condition, I rent an apartment & don’t have any major assets. [...]

What is the best kind of life insurance to get? Which is most affordable?

Spirited Virgo asked: (term, whole, universal, variable)
I also would like your recommendations on good companies.Kansieo.com

Insurance life question benefits?

asked: what is the best life insurance for a loved one in case i die?
Whole term what? Want the person to get benefitsimmedialtly upon death. Monthly or all at once/?
Easy cut and dry upon deathCaffeinated Content

What questions should I ask when shopping for Life Insurance?

toastergnome asked: I know the difference between term, whole, and universal policies, but what questions should I be asking to help determine which would be the best one for me?Kansieo.com