Are there laws such as HIPAA that may prohibit a family member from retrieving life insurance info?

thenixta asked: My boyfriend’s mother tragically died in July from an accidental overdose of pain medication and also I believe alot of stress brought on by her ex-husband. I’m not claiming that my boyfriend was an angel, however he was there for and had a genuine and sincere love for her as I witnessed him [...]

Does the owner of a whole life insurance policy have to die prematurely for the policy to pay out?

jeff g asked: Hi. I’m trying to learn more about how life insurance works…basically, I know nothing at this point.
So, lets say the father in a family has a whole life insurance policy for like $2 million. What will his family receive if he dies prematurely? What would they receive if [...]