I want to get life insurance for my baby (Gerber Life).i have some questions though?

»-(¯`v´¯)-» mrs. c asked: If I ever needed to cancel or wanted to stop paying…is that possible? Without getting fined?
Would you recommend the whole family being on the same life insurance plan…if possible?
thanks for your help!Website content

Will I lose my cash accumulation value if I cancel my whole life insurance?

CrabbyPatty asked: I am realizing now (6 years after opening) that my whole life insurance policy is a bad investment. I notice on the policy there is a cash accumulation value and a cash surrender value. They are grossly different. If I cancel the policy do I only get the cash surrender value? If so, [...]

should we cancel our whole life insurance policy?

justme asked: we bought a whole life policy for a couple of years ago b/c we liked the “safety” of not losing our money(the way u do w/ term)–anyway we have since learned that u don’t make any money this way and it’s better to take those premiums and put them in better returning investments. [...]