should I buy annuity?

henry y asked:


Hi I like to know, I should open the annuity account, I am 40 years old and I have 401k, Roth IRA and reqular whole life insurance with me for 15 years, I also have 30 years Fit term life, I have some extra $50,000 to invest, is that good idea that put money on annuity?if so, what kind and why? Thanks..

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My test results said no nicotine in my system, yet I smoke half a pack a day?

Sunshine asked:


I recently got a whole bunch of test done for life insurance that I applied for and they checked for nicotine in my system. It came back as no nicotine in my system. I have smoked half a pack a day for over 10 years. How is that my test came up negative?

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MY dad messed up by refinancing everything, we have no money to pay for anything. what should i do?

need to get back on my feet asked:


He messed up our whole families lives by refinancing. he didnt know the interest would be higher and now he cant pay for it.. he is waiting to die so we can use his life insurance to at least pay for partially of the house..i am a helpless child to him, i need advice so i can help him.

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How does a traffic ticket show up on my records?

Yves Isaki asked:


I got a ticket for running a red light I’m sure cuz the camera snapped this morning. I just want to pay it off as soon as possible before it comes in the mail. How does it show up on dmv records. this is my first offense. will i be destroyed and it make me not allegible for insurance it ruin my whole life?

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United Health Care Insurance question?

That Atheist chick asked:


I have had united health care my whole life. My mother and I have it because she is disabled, so we dont pay anything. I heard that i will be covered by it until I am 19. What I am wondering is when I get married will it be canceled? I am going to call them anyways but i’m just wondering if anyone knows.
Thanks!
Its covered me this long and I am 18. I’ll call them today but yeah, I’m pretty sure i’ll be dropped.
joy!
Ok mbr, you didnt have to be a b!tch about it.

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Do you trust financial advisers?

“weee…” asked:


I don’t because I was told and saw many instances where they sold people horrific life insurances such as whole life, life insurances…

Etc…

Is it even possible to trust a financial adviser who’s going to advise you financially but deep down have their own selfish motivations, and perhaps lead you in the wrong direction in order to better themselves?

In fact, it makes me furious to even think of that.

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Will the economy really improve or will Obama’s team push us to a Socialist semi-Third world way of life?

badlands307 asked:


Partially after watching the news and listening to talk radio. I am being serious. It seems that “forcing” carriers to cover EVERYONE will defy the whole purpose of insurance which is risk management. I am all for covering the elderly and the helpless, but should we really risk the economy to help the irresponsible? I am loosing interest in ALL politics in general.

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With the Health Care Reform, can I be added back onto my mom’s insurance?

Shelly asked:


My mom has medicaid because she receives SSI. My brother and I have been on her insurance our whole lives and just this pass year they’ve been switching me between full coverage and share of cost. Right now, I’m back to share of cost, but my coverage is supposed to end on my 21st birthday in July. After some research, I learned that children are going to be able to stay on their parents plans until they’re 26, but what if my coverage ends before the approve everything? Will I be able to be put back on? Or is it possible the rules aren’t the same for medicare patients? Can someone help shed some light on this for me? I have a lot of medical issues and this would relieve a lot of stress for me just to know whether or not I would continue my health coverage. Thanks!
Do you have to be a student? If you’re not in school, can you receive coverage later on if you become a student? Is there a website where I can find out everything about this subject in particular?

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Should we believe in God “just in case”?

kj7gs asked:


This is what the Chick publications say, this is what Billy Graham says, this is what The Way of the Master says, this is preached from innumerable pulpits every Sunday, followed by the altar calls of salvation as insurance, “whole life with investment returns.” This seems to be the sales pitch of Christianity, Fear Factor religion, how long can you hold out without Jesus. Is this a viable method of witnessing to others?

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Why it’s better to be a Woman?

Lushbabe4ever asked:


Why it’s better to be a Woman?
1. We got off the Titanic first.
2. We get to flirt with systems support men who always return our calls, and are nice to us when we blow up our computers.
3. Our boyfriend’s clothes make us look elfin & gorgeous. Guys look like complete idiots in ours.
4. We can be groupies. Male groupies are stalkers.
5. We can cry and get off speeding fines.
6. We’ve never lusted after a cartoon character or the central female figure in a computer game.
7. Taxis stop for us.
8. Men die earlier, so we get to cash in on the life insurance.
9. We don’t look like a frog in a blender when dancing.
10. Free drinks, Free dinners, Free movies … (you get the point).
11. We can hug our friends without wondering if she thinks we’re gay.
12. We can hug our friends without wondering if WE’RE gay.
13. New lipstick gives us a whole new lease on life.
14. It’s possible to live our whole lives without ever taking a group shower.
15. We don’t have to fart to amuse ourselves.
16. If we forget to shave, no one has to know.
17. We can congratulate our team-mate without ever touching her butt.
18. If we have a zit, we know how to conceal it.
19. We never have to reach down every so often to make sure our privates are still there.
20. If we’re dumb, some people will find it cute.
21. We don’t have to memorize Caddyshack or Fletch to fit in.
22. We have the ability to dress ourselves.
23. We can talk to people of the opposite sex without having to picture them naked.
24. If we marry someone 20 years younger, we’re aware that we look like an idiot.
25. Our friends won’t think we’re weird if we ask whether there’s spinach in our teeth.
26. There are times when chocolate really can solve all your problems.
27. We’ll never regret piercing our ears.
28. We can fully assess a person just by looking at their shoes.
29. We know which glass was ours by the lipstick mark.
30. We have enough sense to realize that the easiest way to get out of being lost is to ask for directions.

?????????????????4
Sorry guys, I just can’ help it but to share it with you. I found this from other category. LOL! (–,)
Yuka:
Where did you get such thing like that? I’m not referring for Lesbian or something. I just want to tell the people here that women are lucky in some other way. (Nice ways)
Deal with it! Now, which part of that you still don’t understand?

btw, I find this amusing or funny that’s why I copied it and post it here in Y/A Phils. Get that? (–,)

To those who don’t appreciate reading this just go and leave, I don’t mean anything bad for posting this. This is just for fun, YOU KNOW!
If you don’t appreciate women hen so be it!
and btw, I’m not a lesbian and I got a beau but I’m no against with them. They are human like us.
Gosh! I just can’t stand narrow-minded people. people who complicate simple things & doesn’t have a sense of humor! (Sorry, for those who are offended by this.)
Sorry, for the typos. LOL! (–,)

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