Archive for October, 2009

Telling whole truth to insurance co?

coconuts asked: My hubby is getting life insurance however to get best prices I dont know if i should tell everything,for instance they ask on application if he EVER smoked he did for like 10 years 15 years ago,But if I say yes he will be classified has a smoker and I know after a [...]

Question about Life Insurance Cash Value?

An Alternate Angel asked: I’m thinking of taking my cash value from my life insurance policy but I’m a little confused about the whole process. If I take out the cash value not as a loan, if I surrender it… will I still have my policy? (the website for my insurance says it terminates [...]

Is there a low risk type of investment that can outpace an ROP life insurance’s rate of return?

beautifullygifted asked: Hi, I’m 34, f, non-smoker/healthy. Before hearing about ROP life insurance I was sold on a simple 30 year term life. But, however morbid as this may sound, I feel that all those premiums would seem wasted if I live beyond the 30 yrs. If the premium on a simple term life is [...]

When I talk to a Christian, they remind me of life insurance salesperson, does it remind you of of that?

man of ape asked: They keep preaching (selling, giving) after death life insurance
Of course they will tell you its FREE, but any time anything is free it most likely cost you a whole lot more that its worth.
ever1wolf
laugh its good for you, we know about insurance, just laughwhole life insurance

What would college life be like for me? the only person i would know in the whole entire state would be myself

uh huh sure asked: ok, i am 16 yo and i live in FL. i have 2 parents who are on the verge of retirement from their Insurance Buisness, an older sister who is trying to get into nursing school (age 20, still lives at home, shares a bedroom with me), an older brother (age [...]

Life insurance?

chcgoguy82 asked: Hi, which life insurance would give more benifits to the policy holder. A term policy? or a Whole Policy? or which one of the 2 would you recommend and why?
Thanks in advance
Joel-Kansieo.com

My elderly father wants to drop his life insurance?

asked: in order to save money. he has gone bankrupt, losing his house, the whole shebang. he says he can’t afford to pay for it, but i am afraid that if he lets it go i will not be able to afford to bury him! he is 73 years old and in bad health. [...]

Need help with insurance, please?

j.t asked: I asked people here and they told me that if you ask what is the insurance cost, and receive the following answer, “Premium is $935.16 monthly bank draft – or multiples of that if you choose a different mode.”
It some kind of a life insurance, called whole, or life.
Now I do not understand [...]

What would college life be like for me? the only person i would know in the whole entire state would be myself

uh huh sure asked: ok, i am 16 yo and i live in FL. i have 2 parents who are on the verge of retirement from their Insurance Buisness, an older sister who is trying to get into nursing school (age 20, still lives at home, shares a bedroom with me), an older brother (age [...]