Archive for September, 2009

Life Insurance?

happy asked: I have had a VERY unprofessional and unpleasant experience with a well known Life Insurance company. I had State Insurance Administration intervene the situation and re-instate my policy.
This whole process put me through a lot of hassle. All the Life insurance Company is saying that “It was an administrative mistake and [...]

Are there laws such as HIPAA that may prohibit a family member from retrieving life insurance info?

thenixta asked: My boyfriend’s mother tragically died in July from an accidental overdose of pain medication and also I believe alot of stress brought on by her ex-husband. I’m not claiming that my boyfriend was an angel, however he was there for and had a genuine and sincere love for her as I witnessed him [...]

Imagine being 16 and having your whole life in front of you now imagine an illegal immigrant is responsible?

?•?•xXx•?— BOMB ? SHELL?•xXx•?•? asked: Imagine being 16 and having your whole life in front of you now imagine an illegal immigrant is responsible driving without a license or insurance and with a 0.28 blood alcohol level — more than triple the state limit of 0.08. how would you feel if this was your child [...]

I am beneficiary on a life insurance trust. If I withdraw my portion, what affect will it have on my siblings?

Life Insurance Trust Guy asked: Me and my siblings are beneficiaries of a life insurance trust and I really don’t want anything to do with it. Money has been paid into the trust to buy life insurance and we all have the option to withdraw our portion of that money. If I exercise my right, [...]

Life Insurance?

happy asked: I have had a VERY unprofessional and unpleasant experience with a well known Life Insurance company. I had State Insurance Administration intervene the situation and re-instate my policy.
This whole process put me through a lot of hassle. All the Life insurance Company is saying that “It was an administrative mistake and [...]

please help.trying to figure out how to get money to bury me when I die and need insurance info?

janie asked: I am disabled living way under the poverty line. I have only $150 or 200 after bills for food and gas and stuff.
We, on medicaid, are allowed $1500 in assets. We are allowed to have term life insurance but not whole life ins.. My mom just died and we [...]

Help Choosing Life Insurance Policy?

CJ asked: I am looking into life insurance policies for my husband and I, but I am not sure what kind of policy I need (term, whole, universal, etc..)
I just want something to where if one of us dies, the living spouse and the children will be compensated. I also want a policy that [...]

20-year term life insurance, got his $3,000 cash-back, is it true?

ehem_u657bsc asked: which policy is better, whole or term. is this a good way of investing money? not sure..whole life insurance

Whole life vs. term–can you prove higher return with whole life?

Houyhnhnm asked: Someone posted a question about whole life vs. term and someone claimed they could prove whole life had equal or better return than buying term and investing the difference in the stock market but the question was closed before the answer was completed. Here’s another chance for the whole-life apologists. My [...]