Archive for July, 2009

should doctors ever lie to benefit their patients?

tom asked: – to speed recovery or to conceal the appoach of death?
any reason? thanks.Create a video blog

Insurance life question benefits?

asked: what is the best life insurance for a loved one in case i die?
Whole term what? Want the person to get benefitsimmedialtly upon death. Monthly or all at once/?
Easy cut and dry upon deathCaffeinated Content

How to say no to an insurance agent?

rsa asked: So I spent a few hours with this life insurance agent last weekend discussing various options and she gave me lots of term and whole quotes and paperwork to take home. Did the same with an equally helpful agent of another insurance company thereafter. Quotes vary all over the place, so [...]

What questions should I ask when shopping for Life Insurance?

toastergnome asked: I know the difference between term, whole, and universal policies, but what questions should I be asking to help determine which would be the best one for me?Kansieo.com

How much does Trust & Estate Services Cost in the USA or California?

Afrosamurai2007 asked: I am interested in setting up a trust for my spouse and future family. If something should ever happen to my life (death); I want my Spouse and future Children protected from Probate and other taxes. And Also I want the family to benefit from the trust or family assets or wealth for [...]

Why do Neocons hate women and children and hate Social Security?

jl_jack09 asked: WASHINGTON – If Bu$h gets his way, the venerable $255 Social Security death benefit will fade into history. And 16- and 17-year-old high school dropouts will lose their monthly survivor payments.
Not, however, if Democrats get their way.
“The Republican Congress has given a whole new meaning to the term ‘women and children [...]

Are there any whole life insurance / Roth IRA options similar to Colorado Banking?

Nic F asked: I recently spoke to an investment broker about an option offered by Colorado Banking that offers an IRA with a guaranteed interest rate where the amount you put in ($150 per month) goes toward a 80,000 whole life insurance plan and also into an IRA that would return 319,000 at the end [...]

How will Obama change health insurance and life insurance?

Katie asked: I drank on and off from the age of 18 to 19. When I was 19, I got a DUI and the court told me I was an alcoholic. I have not drank since the night of my arrest and have been sober 2 years. I am 21.
I am depressed because I think [...]

What exact is whole life insurance, and how do life insurance companies profit from selling it?

carie asked: Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit [...]

Question on interest and whole life insurance.

Cassanova asked: If you have a whole life insurance plan and you withdraw money from your cash account, does the interest you pay back go into your account or does it go to the insurance company?
Thanks for the help. I’m looking at the Infinite Banking concept and wanted to get additional information. I will be [...]