Whole Life Insurance Nook-Shops. Com

bowl_of_chow_mein_noodles asked:


I don’t seem to understand “Discount future cash flows to present.” If someone could provide an example of using this with data from Yahoo!Finance with the math, but making up an example is ok.

Create a video blog…instantly.

Sunshine asked:


If i was to sell a savings bond with normal interest with an interest rate of 6% compounded annually. The bond would have a face value of $1000 and let’s say i haven’t received an interest payment since 8 months. How do i calculate how much i would get??

Create a video blog…instantly.

David F. asked:


I max out my Roth IRA contribution every year, but I have a lot of money left over that I could invest. Besides investing in mutual funds or cash-value life insurance, are there any other good long-term retirement investing strategies?

Website content

youknowregular106 asked:


I want to surrender my life insurance policy and received a check for the surrender value. The interest accrued over the years will be reported to the IRS. I’m willing to pay the taxes. I just don’t want it reported for personal reasons. Can the insurance company withhold the taxed portion of the accrued interest instead?

cash value

Travis asked:


Texas Work Comp is filing a violation against my insurance company (Liberty Mutual) because they refuse to pay me and give my my benefits for my back injury at work. I was put on MMI by a designated doctor in November and disputed this impairment rating and he took me off MMI 5 weeks ago. Now, Liberty mutual refuses to pay me which is why work comp filed a violation against them last monday (5/10/10) How long will this take before I can see my benefits start back up and I get my weekly pay??

Caffeinated Content – Members-Only Content for WordPress

Kimberly T asked:


i have been working with a financial advisor from ameriprise for about 10 years now and recenlty i have been reading some nasty things about them and some of the the things ring true, their front loaded mutual funds, selling you life insurance, disability insurance, etc,,, should i get rid of them because it seems i have been paying to much. where do i go with my money? what other companies are out there that are good? any advice would be helpful

Caffeinated Content

cozyann88 asked:


My husband recieved a 1099 in the mail from OHIO MUTUAL INSUANCE GROUP. He has no insurance with this company and I don’t understand what it could be for. IT is in the amount of 3500$.. Can anyone help me out and tell me what this could possibly be?

Caffeinated Content

gabyrig asked:


I have a 2001 Toyota Rav4L with 65K miles on it and paid for. The Kelly Blue Book value gives me an average estimated value of $9,000. My insurance now with Liberty Mutual is $113/month. So a little over $1,300/year. I called last time to get a lower rate but they convinced me that this is the minimum I should stay with and lowered it from $150 by increasing my deductible.
I put my specifics in progressive and quote-net and ended up with half the rate for nearly exactly the same conditions that liberty is offering me. I plan to take public transportation more and park the car. I just want to be able to legally drive it to get somewhere in case of emergency and be covered if the car is hit. What would you suggest?

Kansieo.com

Gladicouldhelpu asked:


All of the true financial experts agree that whole life, universal life and VUL policies are rip-offs. Is it only the ignorance of the public that allows these policies to continue to be sold?

My opinion, which is widely accepted among true professionals (not commissioned insurance salesman) is that mutual funds/stocks/ETFs in self-directed type accounts coupled with fixed term life is the only logical choice. Please defend whole, universal and VUL if you can.
antone* = anyone
Nice sales pitch Kristine. “What if I told you…FREE insurance…..” a line straight out of sales training 101. You never addressed the primary reason why that product is a bogus deal – high fees. The outrageous fees kill any benefit you discussed. And over 50 years, I will not lose money in mutual funds. If I do, then your insurance company will no longer be around to pay me because you would not have survived a 50 year depression. Of course, this product has a great commission so you will continue to rationalize its sale. But that is all it is is a sale.

Caffeinated Content

dektsog_15 asked:


a corporation issues 100000 shares of an authorized 500000 shares of 1 par value common stock.the selling price is 15 per share.
how much cash is received?
what amount is recorded as common stock issued?
what amount,if any,is recorded as additional paid-in capital?

Website content